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It's Real
Welcome to the "It's Real" Podcast with Kayla Kallander, mortgage lender, and Andrew Yaggie, realtor. Each week we'll talk about what happens behind the scenes working full-time in real estate and share with you real life stories, our successes, and hurdles as we work to help consumers and industry professionals reach their real estate and real life goals!
Episodes
119 episodes
Episode 119 - Buyers Disqualifying Themselves, Parents Co-signing, Gifts, Being Comfortable After You Buy
Episode 119 of the It’s Real Podcast is all about navigating real estate—and life—when there isn’t always an obvious “right” answer. Andrew Yaggie and Kayla Kallander catch up on the start of a new month, new goals and family life before diving...
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Episode 118 - Mortgage Rates, Home Equity & Smarter Real Estate Decisions
This week, Andrew Yaggie and Kayla Kallander are talking about what really matters when buying, selling, and financing real estate — and why the lowest mortgage rate isn’t always the best financial decision.We’re digging into:- Why ...
Episode 117 - Mortgage Rates, 50-Year Mortgages & What Good Advice Really Looks Like
Episode 117 of the It’s Real Podcast is live with Kayla Kallander and Andrew Yaggie.This week, they get into real estate, mortgages, and what it really takes to guide clients through today’s market. They discuss why the lowest a...
Episode 116 - Why the Best Real Estate Professionals Don’t Work With Everyone
There’s no easy button in real estate.. or in life.In this episode of the It’s Real Podcast, Kayla Kallander and Andrew Yaggie discuss where mortgage rates may be headed, why home equity is reaching record levels for many homeowners, and...
Episode 115 - Are homebuyers becoming house poor? The affordability reality no one talks about
In Episode 115 of the It’s Real Podcast, Kayla Kallander and Andrew Yaggie break down a surprising Truework homebuyer report that found 88% of recent homebuyers with a mortgage say a common financial setback could put their monthly mortgage pay...
Episode 114 - Mortgage Rates, Federal Reserve & Housing Market Update
Episode 114 of It's Real Podcast breaks down the latest Federal Reserve meeting, what it could mean for mortgage rates, and why homebuyers should focus on long-term affordability instead of chasing the lowest interest rate.Kayla and Andr...
Episode 113 - Why Great Real Estate Professionals Set Higher Standards
Episode 113 of It's Real Podcast explores what sets great real estate agents and mortgage professionals apart. Kayla and Andrew discuss real estate fraud, using AI responsibly, building stronger client relationships, and why asking better quest...
Episode 112 - What Homebuyers and Sellers Need to Know Right Now
Episode 112 of It's Real Podcast breaks down the latest housing market trends after the Fourth of July. Kayla and Andrew discuss mortgage rates, buyer uncertainty, why a true mortgage consultation matters more than a pre-approval letter, and ho...
Episode 111 - Housing Market Update: Homebuyers, Mindset & Real Estate Success
Episode 111 of It's Real Podcast recaps the biggest lessons from the Hatch Real Estate Summit while exploring today's housing market. Kayla and Andrew discuss home affordability, consumer debt, why waiting to buy could become more expensive, an...
Episode 110 - Is the American Dream Changing? Housing Market & Mortgage Trends
Episode 110 of It's Real Podcast explores the future of homeownership and the latest housing market trends. Kayla and Andrew discuss why qualifying for a mortgage is becoming more challenging, how changing income patterns are affecting homebuye...
Episode 109 - Why Homeownership Looks Different Today
Episode 109 of It's Real Podcast explores the latest housing market trends and why the path to homeownership is changing. Kayla and Andrew discuss rising closing costs, parents helping with down payments, more young adults moving back home, and...
Episode 108 - Overcoming Fear & Reaching Your Real Estate Goals
Episode 108 of It's Real Podcast explores the mindset behind today's housing market. Kayla and Andrew discuss buyer uncertainty, affordability concerns, and why fear and assumptions often keep people from reaching their homeownership goals....
Episode 107 - AI, Branding & Business Growth for Real Estate Entrepreneurs
Episode 107 of It’s Real Podcast - This week, Kayla and Andrew discuss how AI is transforming business, why branding and relationships still drive long-term success, and what it takes to build a scalable business in today's market.They a...
Episode 106 - Housing Market Update: Buyer Opportunities & Real Estate Trends
Episode 106 of It’s Real Podcast - Americans are feeling more financial pressure, yet the housing market continues to gain momentum. In this episode of It's Real Podcast, we discuss why Midwest homebuyers are seeing new opportunities, whether y...
Episode 105 - Spring Housing Market Update: Interest Rates, Homebuyers & AI Fraud
Episode 105 of It’s Real Podcast - Spring is bringing new momentum to the housing market. In this episode of It's Real Podcast, we discuss the latest real estate market trends, how interest rates are influencing homebuye...
Episode 104 - Why Great Real Estate Agents Do More Than Open Doors
Episode 104 of It’s Real Podcast - From unpredictable Midwest spring weather to celebrating a record month in business, this episode of It's Real Podcast covers much more than what's happening in the market.We dive into the growin...
Episode 103 - Kayla's in the hot seat
Episode 103 of the It’s Real Podcast flips the script—we put Kayla in the hot seat and get into the real stuff behind the business. Here’s what we got into: • Who Kayla really is beyond social media — “sharky and goofy” • Why education, empower...
Episode 102 - Burnout & Boundaries and Why the Market is Touch and Go
Episode 102 of It’s Real Podcast - This one covers a little bit of everything from what we’re actually seeing in today’s real estate market to the real conversations happening behind the scenes. We dig into: Why the market feels a bit "touch an...
Episode 101 - Andrew In The Hot Seat - Career Pivots, Marketing, AI, Good & Great Realtors
Episode 101 of the It’s Real Podcast - This week Kayla flipped the script and put Andrew in the hot seat. We talked about: The difference between good and great realtors - Why communication and marketing matter in today’s market - AI and tech t...
Episode 100 - Power of Consistency, Scaling Your Business & The Danger of Being Too Busy
What if the key to growth isn’t doing more… but doing less? In Episode 100 of the It’s Real Podcast, we talk about: • The power of consistency • Why some clients aren’t meant to work with you • Delegation, systems, and scaling • The danger of b...
Episode 99 - A Strong 2026, Refinance Myths & Truths, & Education Beats Headlines In Real Estate
The It’s Real Podcast with Kayla Kallander & Andrew Yaggie Episode 99 marks a major milestone for The It’s Real Podcast, and Kayla Kallander and Andrew Yaggie take the opportunity to reflect on nearly 100 episodes of real conversations abou...
Episode 98 - The Biggest Wealth-Building Tool - Is Renting Better Than Owning?
Kayla Kallander and Andrew Yaggie dive into a powerful conversation around homeownership, wealth-building, mindset, and why so many people delay getting into the game — often at a major long-term cost. They unpack insights sparked by a recent D...
Episode 97 - AI in Real Estate, Mortgage Rate Headlines, Refinancing
Kayla Kallander & Andrew Yaggie cover what’s really happening as the market wakes up after the holidays, why January momentum matters, and how clarity and education are becoming the biggest advantages for buyers and homeowners. They discuss...
Episode 96 - AI, Tech, Working Smarter & Recent Headlines
In Episode 96, Kayla and Andrew reflect on renewed energy for the industry, team growth, and the importance of relationships, networking, and long-term consistency. They discuss using technology and AI to work smarter, prioritizing quality over...
Episode 95 - 2025 Mortgage & Real Estate Headlines We're Leaving Behind
In Episode 95 of the It’s Real Podcast, hosts Kayla Kallander and Andrew Yaggie reflect on nearly 100 episodes of real, unfiltered conversations from the front lines of real estate and mortgage. This episode dives into year-end reflection, mind...